Cholesterol levels vary by age, weight, and sex. They typically increase over time, and people over 20 should check their cholesterol levels every 5 years.

Monitoring cholesterol can help people manage their cholesterol levels. High cholesterol may increase a person’s risk of certain health conditions, such as heart disease and stroke.

The Centers for Disease Control and Prevention (CDC) estimates that nearly 25 millionTrusted Source adults in the United States have high cholesterol.

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Cholesterol is a waxy, fat-like substance. There are two types: low-density lipoprotein (LDL) and high-density lipoprotein (HDL).

Too much LDL — “bad” cholesterol — in the bloodstream, can build up in blood vessels, forming fatty deposits called plaques.These plaques can lead toTrusted Source other problems, including heart attack and stroke.

Total and LDL cholesterol levels should be low. But having higher HDL — “good” cholesterol — levels in the blood may reduce the risk of a heart attack or stroke.

Doctors can measure HDL, LDL, and total cholesterol levels. The results may also show levels of all non-HDL fats that can raise the risk of heart disease.

Cholesterol levels tend toTrusted Source increase with age. However, people can take steps to prevent high cholesterol as they get older.

The CDC recommends that most adults check their cholesterol levels at least once every 4 to 6 yearsTrusted Source. People with diabetes, heart disease, or a family history of high cholesterol may benefit from more frequent testing.

Children should have at least one cholesterol test between the ages of 9 and 11 years and another between the ages of 17 and 21 years.

However, children with risk factors for high cholesterol, such as obesity or diabetes, may need more frequent checks.

High cholesterol can affect people of any sex. However, from the ages 20 to 39 yearsTrusted Source, male cholesterol levels tend to be higher. Female cholesterol levels may increase after menopause.

The table below shows optimal levels of cholesterol by age, according to the National Institutes of Health (NIH). Doctors measure cholesterol in milligrams per deciliter (mg/dl).

Type of cholesterolAnyone 19 or youngerAdult male cholesterolAdult female cholesterol
total cholesterolless than 170 mg/dlless than 200 mg/dlless than 200 mg/dl
non-HDLless than 120 mg/dlless than 130 mg/dlless than 130 mg/dl
LDLless than 100 mg/dlless than 100 mg/dlless than 100 mg/dl
HDLmore than 45 mg/dl40 mg/dl or higher50 mg/dl or higher

For adults, the following levelsTrusted Source of LDL cholesterol are significant:

Optimal levelsless than 100 mg/dL
Near-optimal100 to 129 mg/dl
Borderline high130 to 159 mg/dl
High160 to 189 mg/dl
Very highover 190 mg/dl

Lower levels of HDL cholesterol may increase the risk of heart disease. Healthcare professionals may categorize HDL cholesterol as follows:

Optimalover or equal to 60
Acceptableover or equal to 40 mg/dl for males or 50 mg/dl for females
Borderline lowless than 40 mg/dl

Aging aside, any changes in cholesterol levels may stem from health conditions and lifestyle factors.

Cholesterol levels for children

According to the American Academy of Pediatrics, the following measures apply for children and adolescents ages 19 and below:

Cholesterol typeTotal cholesterolLDL
Acceptable levelsbelow 170 mg/dlbelow 110 mg/dl
Borderline high levels170 to 199 mg/dl110 to 129 mg/dl
High levels200 mg/dl or higherover 130 mg/dl

Other factors that affect blood cholesterol

The CDCTrusted Source highlights that some health conditions and lifestyle factors can adversely affect cholesterol levels, including:

In addition, having family members with high cholesterol increases a person’s risk.

The NIHTrusted Source recommends the following strategies for lowering cholesterol levels:

Having a healthy diet and getting enough exercise can also reduce high cholesterol levels in children.

Generally, the earlier a person starts making these changes, the better for their cholesterol levels, as cholesterol builds up over time.

High cholesterol at any age increases the risk of heart disease, heart attack, and stroke. These risks only increase over time.

Drug therapies to treat high cholesterol

When lifestyle changes alone cannot reduce high cholesterol, doctors may recommend medications. The CDCTrusted Source reports that the following drugs and supplements can help:

  • Statins: Statins keep the liver from producing cholesterol and are the first-lineTrusted Source medication for high cholesterol.
  • Bile acid sequestrants: These drugs reduce the amount of fat that the body absorbs from food. These are less common now due to better alternatives.
  • Ezetimibe (Zetia): This medication inhibits NPC1L1 protein to reduce cholesterol absorption in the small intestine.
  • PCSK9 inhibitors: This medication binds to PCSK9 and increases the number of LDL receptors available to clear circulating LDL cholesterol.
  • Bempedoic acid: This inhibits cholesterol synthesis in the liver and increases LDL receptor density.
  • Some vitamins and supplements: Some vitamins, such as Vescepa (purified EPA fish oil), may help with hypertriglyceridemia.

Before the age of 18, a doctor should check a child’s cholesterol levels at least twiceTrusted Source. If the child’s family has a history of heart disease, overweight, or certain other health conditions, doctors may recommend checking levels more often.

A healthcare professional should check cholesterol levels in most adults every 4 to 6 years.

The doctor may recommend treatment, including lifestyle changes, if:

  • The results show high or borderline high levels of total and LDL cholesterol.
  • The person is overweight.
  • The person has a family history of heart disease.

For children and teens, optimal total cholesterol levels are below 170 mg/dl, and optimal LDL levels are below 110 mg/dl.

For adults ages 20 and over, optimal total cholesterol levels are less than 200 mg/dl, and optimal LDL levels are less than 100 mg/dl.

Doctors may consider a person to have high cholesterol levels if their LDL cholesterol is over 160 mg/dl.

However, if a person has cardiovascular risk factors, doctors may consider their LDL cholesterol to be high at lower levels.

Dietary changes, weight management, and exercise can all help lower cholesterol levels. A doctor may prescribe medication if someone has other cardiovascular risk factors, if their levels are very high, or if they do not respond to lifestyle changes.

Cholesterol levels increase with age, and having high cholesterol at any age increases the risk of a heart attack or stroke.

Reaching or maintaining optimal cholesterol levels may involve lifestyle changes and, if these are not enough, prescription medication.

Healthcare professionals will typically check cholesterol levels in adults every 4 to 6 years.